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Update on Zopa

Michael Clarke, “This is Money” provides an informative update on Zopa. Create your own bank | This is Money Zopa is the world’s first online lending and borrowing exchange for individuals, where the...

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Open Finance v2.0

I think this is a key point that James makes here. BankerVision: The long tail of banking I can’t help wondering if the long tail opportunity for banks is rather more substantial than manufacturing...

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"Techcrunch » Blog Archive » Google Makes Its Move: Office 2.0 – time for...

 Google have release their first burst after a series of beta’s. “This is a bold move by Google. They are striking hard at a nearly $12 billion/year Microsoft revenue stream. And they are clearly...

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Wesabe – social banking

Thanks to Trey at OpenSourceCU, here is a real example I have seen of a real social banking site, but of course its not a provided by a bank. Wesabe is … here is an extract from their about us page:...

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ballpark.ch | use secondary data and re-shape an industry

Consider if Wesabe did this, and shared the ongoing market share of banks based on their participation? Flickr whose main business is photo sharing, are displaying the trends in camera types their...

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Book review: “Banker to the Poor”– Yunus

This book is remarkable on two levels. Its remarkable because of the personal association with the history of Bangladesh and Pakistan which is quite fascinating, and leads into the abject poverty...

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Open Source Banking – why Wesabe is the best example of the new breed

Wesabe continue to build on their strength, with two feature additions.  This follows the addition of Kathy Sierra to their advisory board.  I think she might have some advice on explaining the...

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OpenID login strawman

 Chris posted this strawman login that toggles between OpenID and old style username password.  Seeing this was very useful for me, and really illustrates the power of OpenId.  Consider ….  selecting...

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23C3 – Lawrence Lessig – On Free, and the Differences between Culture and Code

This speech by Lawrence Lessig is quite brilliant. He is speaking about the shifts and strains caused by democratisation of technologies that allow anyone with a $1,500 computer to take media, and...

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Social Investing – stockpickr.com

Continuing with the theme of social financial services, here is a new one, picked up from tehcmeme tonight.  Its a unique approach to investing sites, and is more akin to wesabe (personal finances...

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www.fundsupermart.com; social investing site

Thanks David for pointing out this fundsupermart following up on the stockpickr post.  Fundsupermart is more peer based in its evaluations, versus the algorithm method at stockpickr.  It lets...

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How can a Bank go online, and set itself apart?

 The problem with working in a Bank is that everything looks like a Bank.  You can always tell a Banker because your hear a ton of acronyms, and words like channel, multi channel, integration, etc.  In...

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Wesabe leads the way in all financial services innovation, and disruption

Regular readers will know I am a huge fan of Wesabe. Their stats amaze even me.  This kind of data and information, which I emphasize is, across many Banks, is invaluable and not held anywhere, except...

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Wesabe – brief review of their ‘goals’ and ‘tips’ section

I am trying to keep up with evolution of social aspects of sites, and in particular financial one, so I spent a little while looking around Wesabe again today.  The social aspect is designed around...

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Interesting mystery, which appears to involve credit bureaus, in opinion of...

Mike Arrington at Techcrunch is not one to shy away from difficult topics. TechCrunch covers startups, but this story has a conspiratorial air to it, and one that’s relevant to the Banking space. I’ll...

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Wesabe announces that the company closed a $4 million Series A round

While we are on the topic of Open source Banking/ Social Finance companies funding, here is Wesabe closing a $4 million Series A, yesterday. BERKELEY, Calif., June 20, 2007 – Wesabe, a personal finance...

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Why Union Square picked Wesabe

This post from VC Union Square Ventures about their client, Wesabe, is well worth the read. In particular I found the criteria for selecting Wesabe fascinating. Those criteria could apply to online...

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71% in the UK saying they do not trust their banks (Unisys)

This represents a shift from an earlier survey indicating 47% in the same (or similar – not clear) category. The attributes most cited for eroding trust were “disrespectful attitudes”, poor privacy,...

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Building the Bank of the Future – 2

Last October 06, I tried what in retrospect was a rather poor attempt to consider the Bank of the Future, after considering the impacts of Web 2.0. It was poor, in the sense that I mentioned tools such...

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Zopa is not a Social Lender, and why that matters

Back in June, Zopa was voted “Best Internet Project” by The Banker Technology Awards, 2007 and I posted about it here.  I was a little sceptical at the time, of the award being judged by people such as...

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